What does Medicare Part A Cover?


Medicare Part A helps cover medical services such as hospital visits and skilled nursing facilities.

It one of two parts of Original Medicare alongside with Medicare Part B.

What Does Part A Help Cover?

The following are a few examples of services that Part A can help cover:

  • ER visits
  • Inpatient hospital care
  • Lab tests
  • Skilled nursing facility
  • Hospital meals
  • Home health care

Need Medicare Help?

Call 855-278-2700 or Click Get Help Now

How Much Does Part A Cost?

Most people get Part A for free, as long as you have worked 40 calendar quarters (10 years) and you’ve paid into your FICA taxes.

However, if you don’t qualify to receive premium free Part A, then you’ll pay either $278 or $505 each month for Part A, depending on how long you or your spouse worked and paid Medicare taxes.

What is the Part A Deductible?

The Part A deductible for 2024 is $1,632.

2024 Inpatient Hospital Stay Costs:

  • Days 1-60: $0 after you pay your Part A deductible.
  • Days 61-90: $408 copayment each day.
  • Days 91-150: $816 copayment each day while using your 60 lifetime reserve days.
  • After day 150: You pay all costs.

How Do You Know if Part A Covers What You Need?

You can figure out if Part A covers the services you need by talking to your healthcare provider. Ask them if medicare will cover your services or supplies.

Am I Eligible for Medicare Part A?

To be eligible for Part A, you generally should be 65 years or older. You will also need to meet US citizenship and residency requirements.

You may also get coverage earlier if you:

Have had disability benefits for 24 months
Have end-stage renal disease (ESRD)

If you get benefits from Social Security or the Railroad Retirement, it is likely that you will automatically have Part A and Part B when you turn 65.

When Will My Coverage Start?

If you are eligible for Medicare Part A, your coverage will start on the first day of your birthday month. You will also receive a welcome letter in the mail along with a booklet and Medicare card.

But for those who need to enroll, the date your coverage starts depends on when you sign up. For instance, if you sign up before your 65th birthday, you will get it the month you turn 65 years old. The later you sign up for medicare, the later your coverage will start.

How Do I Get Medicare Part A?

If you don’t automatically get Part A, there are a few ways you can sign up.

  1. Online
  2. Calling Social Security
  3. Visiting your local Social Security Office and applying in person.

Need Medicare Help?

Call 855-278-2700 or Click Get Help Now

​

Seniors Health

Subscribe for the latest Medicare updates.

Read more from Seniors Health
A woman on Medicare researching her Medicare plan options.

Medigap and Medicare Advantage are two different ways to receive your Medicare coverage. What do they have in common and how are they different? Understanding this can help you make a good choice on which is better for your specific situation. What are the differences between Medigap and Medicare Advantage? Medigap Insurance Medicare Supplement coverage, also known as a Medigap plan, is designed to fill the gaps in Original Medicare. These are private insurance policies that help pay for some...

Medicare has made several changes to help people pay for their prescription medications. One significant change is eliminating the "donut hole." The Medicare Part D donut hole or coverage gap is a phase where you generally pay more for your drugs. Eliminating this gap is designed to make it easier for people to afford their medications. Medicare Part D Changes 2025 Several other changes are coming to Medicare Part D in 2025. This includes a lower maximum out-of-pocket limit on how much...

A senior visiting the optometrist getting her eyes examined..

Original Medicare (Part A & Part B), does not cover regular eye exams or other vision costs, except in certain situations. However, people on Medicare can look into other options. They may get vision coverage through separate insurance or Medicare Advantage plans (Part C) that include vision benefits. Medicare does not cover routine eye exams. What does Medicare cover for vision? Medicare covers eye exams to check for specific medical conditions, such as: For those with diabetes Medicare...