Medigap and Medicare Advantage are two different ways to receive your Medicare coverage. What do they have in common and how are they different? Understanding this can help you make a good choice on which is better for your specific situation. What are the differences between Medigap and Medicare Advantage? Medigap Insurance Medicare Supplement coverage, also known as a Medigap plan, is designed to fill the gaps in Original Medicare. These are private insurance policies that help pay for some...
2 months ago • 2 min read
Medicare has made several changes to help people pay for their prescription medications. One significant change is eliminating the "donut hole." The Medicare Part D donut hole or coverage gap is a phase where you generally pay more for your drugs. Eliminating this gap is designed to make it easier for people to afford their medications. Medicare Part D Changes 2025 Several other changes are coming to Medicare Part D in 2025. This includes a lower maximum out-of-pocket limit on how much...
3 months ago • 2 min read
Original Medicare (Part A & Part B), does not cover regular eye exams or other vision costs, except in certain situations. However, people on Medicare can look into other options. They may get vision coverage through separate insurance or Medicare Advantage plans (Part C) that include vision benefits. Medicare does not cover routine eye exams. What does Medicare cover for vision? Medicare covers eye exams to check for specific medical conditions, such as: For those with diabetes Medicare...
3 months ago • 2 min read
Medicare Advantage plans work in several different ways and each plan differs in benefits. An advantage plan, also known as Part C plans, which people get confused with Medicare Plan C. Plans and Parts are completely different. Medicare Part C combines Medicare Part A and Part B benefits in an all in one alternative to Original Medicare, but can provide additional benefits as well. All Part C plans are offered by Medicare-approved private companies that must follow rules set by Medicare. Some...
4 months ago • 4 min read
A Medicare Supplement (Medigap) plan is a type of health insurance policy that is offered by private insurance companies. These plans help cover certain costs that are not covered by Original Medicare, such as co-insurance, copayments, and deductibles. There are a total of 10 standardized Medicare Supplement Insurance plans that are available in most areas. These Plans range from Plan A to Plan N and each one offers its own set of benefits. Those who choose a Medigap plan to go alongside of...
4 months ago • 1 min read
When is the Initial Enrollment Period? (IEP) The Initial Enrollment Period begins 3 months before your 65th birthday month, the month of and 3 months after. The Initial enrollment period is a 7-month window where you enroll into Medicare for the first time. You can choose to enroll in Medicare Part A and/or Part B. You may also be eligible to enroll into a Medicare Advantage Plan or Part D Drug Plan. What if I missed my Initial Medicare Enrollment Period? Missing your initial enrollment...
4 months ago • 3 min read
Also known as Medicare Part D, provides prescription drug coverage for its members at more affordable prices. This plan helps cover the costs of any important medications that you may need. These plans are offered through private insurance carriers and can vary in cost. Even if you are not currently taking any prescription medication, you should consider enrolling in a Medicare Part D plan to avoid any late enrollment penalties in the future. Who is eligible for Part D? Part D plans are sold...
5 months ago • 2 min read
Medicare Part B is medical insurance that helps cover the cost of doctor’s visits, medical supplies and outpatient visits. It also covers preventive services such as lab tests, screenings, and shots. Medicare Part B is a part of original Medicare, which also includes Medicare Part A. What Does Medicare Part B Help Cover? The following are examples of services Part B can help cover: Physician visits Outpatient care Flu shots Blood work X-rays Medical equipment Other medicare services Need...
5 months ago • 1 min read
Medicare Part A helps cover medical services such as hospital visits and skilled nursing facilities. It one of two parts of Original Medicare alongside with Medicare Part B. What Does Part A Help Cover? The following are a few examples of services that Part A can help cover: ER visits Inpatient hospital care Lab tests Skilled nursing facility Hospital meals Home health care Need Medicare Help? Call 855-278-2700 or Click Get Help Now Get Help Now How Much Does Part A Cost? Most people get Part...
5 months ago • 1 min read